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Non Bank Financial Institutions

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  • Non Bank Financial Institutions

EFG Finance

Through EFG Finance, the Firm brings clients a rapidly expanding and constantly evolving portfolio of non-bank financial institutions (NBFI) including, factoring, financial leasing, microfinance, mortgage, insurance, payments and consumer finance.  Innovative solutions cater to the specific needs of a wide array of clients, including individuals, entrepreneurs, large institutions, and SMEs.

Lifestyle-Enabling Fintech

valU is the leading lifestyle-enabling fintech platform offering customers and businesses convenient and comprehensive financial solutions. Under its product universe, valU pioneered Buy-Now, Pay-Later (BNPL) solutions in the MENA region, providing customizable financing plans for up to 60 months across more than 5,000 points of sale and over 770 websites and apps – covering a diverse array of categories, including home appliances, electronics, home finishing, furniture, residential solar solutions, healthcare, education, travel, and fashion, among others. valU also offers investment products, an instant cash redemption program, and savings solutions through the AZ valU fund, Sha2labaz, and Akeed, respectively.

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Mortgage

Bedaya is a joint venture between EFG Holding, GB Capital, and TMG that offers mortgage finance to all consumers looking to buy move-in homes across TMG’s existing projects and potential developments.

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Microfinance

Tanmeyah is a leading provider of microfinance solutions in Egypt, offering micro and very small businesses access to financing through a comprehensive suite of microfinance solutions targeted at high-need areas across the country.

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Factoring & Leasing

EFG Hermes Corp Solutions helps business owners grow sustainably, providing them with immediate access to liquidity without diluting equity or incurring in further debt by selling businesses’ accounts receivables. It also offers a roster of tailored, comprehensive leasing solutions and value-added advisory services.

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Insurance

Kaf provides a full suite of life and medical insurance solutions geared toward owners of various asset classes such as homeowners and vehicle owners.

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E-payments

PayTabs Egypt is an innovative fintech solution that caters to both the online and digital payment needs of multiple consumer segments in the country. The platform allows users to carry out financial transactions such as purchases, money collection, or bill payments to empower financial inclusion and cashless payments.

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Management Committee

Aladdin ElAfifi

CEO, EFG Finance

Sumair Farooqui

CEO of EFG SME

Mahmoud Badran

Group Head of Finance, EFG Finance

Jinu Johnson

CEO of Tanmeyah for Microenterprise Services

Talal El Ayat

CEO of EFG Corp Solutions

Hesham El Bosaty

Group Treasurer 

Ahmed Osama

Chief Risk Officer, EFG Finance